Ouch!!!

Back to diving now.

Bent UK scuba diver back home with $37,000 souvenir

Now this is painful.

May I relate this to what a friend had experienced just a couple of weeks ago. He is an instructor. He recently applied for a life policy but was turned down simply because he is a scuba diver. If he wishes to have a policy, he will be subjected to extra “loading.” In fact I’ve faced the same condition when I skydived. But as an instructor, he doesn’t earn much.

Now, to say he or I would be better off without a policy would be plain stupid. But what choice do we have?