Kemarau Perniagaan Di Malaysia?

Kedai-kedai runcit lama banyak yang tutup sekitar tahun 1980an disebabkan pertumbuhan pesat kompleks membeli-belah dan pasaraya-pasaraya (Gambar ehsan PL1M)

Sehari dua ini kita disajikan dengn berita bahawa lima cawangan pasaraya Giant bakal ditutup dan dikhabarkan bahawa ini petanda ekonomi negara kita sebenarnya meruncing dan bukannya mengembang sepertimana yang diwar-warkan oleh kerajaan.  Berita penutupan cawangan-cawangan pasaraya Giant ini juga disebarkan melalui aplikasi WhatsApp.

Pagi ini juga saya melihat status seorang pengguna Facebook yang juga memberi khabar muram mengenai penutupan beberapa buah perniagaan besar di Malaysia.

Rangkaian Pasaraya Giant mengumumkan penutupan lima buah cawangan di seluruh negara.  Ia merupakan penutupan lima cawangan lama yang mana premisnya akan tamat tempoh pajakan dari sejumlah 122 cawangan di seluruh negara.

Cawangan-cawangan tersebut adalah di Seri Manjung, SACC Mall Shah Alam, Selayang Lama, Sibu dan Sungai Petani.

Walaupun keseluruhan daerah Manjung mempunyai 233,000 penduduk, Lumut hanya mempunyai kurang dari 33,000 orang penduduk dan sebahagian besarnya adalah merupakan warga Tentera Laut DiRaja Malaysia.  Giant perlu bersaing dengan dua buah pasaraya besar yang lain iaitu TESCO dan AEON Mall.

Sibu mempunyai 163,000 penduduk dan selain mempunyai dua cawangan Giant, ia juga mempunyai pusat-pusat membeli-belah seperti Sanyan Mall, Delta Mall, Star Mega Mall dan Medan Mall.

Sebuah Giant Hypermarket yang jauh lebih besar juga wujud berhampiran Giant Selayang Lama iaitu di Batu Caves, sementara cawangan di Selayang Lama terpaksa bersaing dengan pasaraya NSK Selayang yang menawarkan barangan runcit dengan harga yang lebih murah.

SACC Mall di Shah Alam itu sendiri tidak menarik ramai pengunjung.  Selain Giant, banyak premis perniagaan di situ telah ditutup dan berpindah terutamanya syarikat-syarikat yang mendaftarkan perniagaan yang telah menarik ramai pengunjung.  Di Shah Alam sendiri terdapat empat cawangan Giant yang berhampiran iaitu di Seksyen 9, Seksyen 13, Seksyen 18 dan juga Kota Kemuning.

Sungai Petani, walaupun mempunyai lebih kurang 280,000 orang penduduk, mempunyai dua buah cawangan Giant, iaitu Giant Hypermarket dan Giant Supermarket.  Saya yakin yang ditutup ialah Giant Supermarket.  Sungai Petani juga memberi saingan lain kepada Giant Supermarket dalam bentuk Pasaraya Econsave, Tesco, SP Plaza, Petani Parade, Central Square dan Amanjaya Mall.

Nampak gayanya penutupan lima cawangan tersebut merupakan langkah penyatuan atau konsolidasi dan bukannya disebabkan keadaan ekonomi yang muram.  Pengenalan sistem GST juga tidak memberi kesan yang besar kepada para peniaga kerana rata-rata pusat membeli-belah masih dikunjungi ramai orang.

Namun tidak dinafikan peranan yang dimainkan oleh online shopping ada memberi kesan terhadap para peniaga.  Ini adalah kerana ada masanya harga barangan yang dijual secara online adalah jauh lebih murah dari apa yang ditawarkan oleh para peniaga runcit.

Menurut PwC dalam laporan Bancian Runcit Keseluruhan 2016 yang dikeluarkannya baru-baru ini, 3/5 responden dari Malaysia telah mula membeli barangan secara online sejak tiga tahun yang lalu dan angka ini masih mengembang.

Di Amerika Syarikat, di mana GST Malaysia tidak memberi kesan, banyak pasaraya berjenama besar kini menutup beratus-ratus cawangan di seluruh negara kerana kalah kepada jualan online oleh Amazon.

Aéropostale, sebuah syarikat yang menjual pakaian golongan belasan tahun telah membuat permohonan untuk dibankrapkan.  JC Penney telah menutup 40 cawangannya selain membekukan tuntutan elaun lebih masa dan memotong gaji para pekerja.  Sears telah menutup lebih 200 cawangannya.  Macy’s telah menutup 136 cawangan yang menyebabkan 4,500 orang pekerja hilang pekerjaan. American Eagle telah menutup 150 cawangannya manakala Sports Authority telah menutup kesemua 450 cawangannya.  Office Depot telah menutup 749 cawangan, The Children’s Place telah menutup 271 cawangan, manakala Walgreens telah menutup lebih 1,000 cawangan.

Pasaraya terkemuka Walmart telah menutup 269 cawangannya, manakala pendapatan pengasas Amazon yang juga CEOnya, Jeff Bezos, telah meningkat  sebanyak USD6 billion dalam masa beberapa jam sahaja dalam bulan April 2016.  Banyak syarikat perniagaan runcit besaran di Amerika Syarikat terpaksa menutup cawangan, membuang para pekerja dan bergabung dengan syarikat-syarikat lain untuk terus hidup disebabkan persaingan yang diberikan oleh Amazon.

Trend yang sama kini dilihat di Malaysia. Pada bulan April 2017, syarikat gerbang pembayaran online Malaysia iPay88 yang menguasai 70 peratus pembayaran online di Malaysia mengumumkan bahawa angka pembelian online di Malaysia meningkat 161 peratus pada tahun 2016 berbanding tahun sebelumnya, iaitu 38.2 juta transaksi pada tahun 2016 berbanding 14.6 juta pada tahun 2015.

Menurut iPay88 lagi, barangan yang lazim dibeli oleh rakyat Malaysia termasuk pakaian, kasut, barangan kemas, barangan elektronik dan peralatan sukan.

Oleh kerana iPay88 hanya mempunyai 70 peratus penguasaan, ini bermakna jumlah transaksi pembelian online di Malaysia adalah jauh lebih tinggi dari apa yang dilaporkan oleh iPay88.  Angka ini tidak melibatkan pembelian online secara Cash-On-Delivery.

Lazada kini mengalami masalah untuk melayan nafsu serakah rakyat Malaysia yang gemarkan online shopping

Transaksi online, termasuk perbankan digital, adalah sebab bank-bank di Malaysia menutup 63 cawangan setakat April 2017.  HSBC telah menutup lebih 50 peratus cawangannya di UK iaitu sebanyak 62 cawangan. ING di Netherlands telah menutup beberapa cawangannya menyebabkan 1,000 pekerja bank kehilangan pekerjaan.

Citigroup telah menutup sekitar 9 peratus cawangan-cawangannya di seluruh dunia manakala Bank of America pula menutup 206 cawangannya.  Kedua-dua syarikat ini juga beralih kepada perbankan digital.

Pembelian peribadi meningkan kepada 6.6 peratus pada suku pertama tahun 2017 menurut Persatuan Peruncit Malaysia.  Rakyat Malaysia kini lebih banyak berbelanja untuk pembelian barangan secara online dan menjamu selera di luar daripada makan di rumah.  Indeks Sentimen Pengguna yang dikumpul oleh MIER juga menunjukkan peningkatan iaitu pada kadar 76.6 peratus.  Jumlah pembelian kenderaan peribadi bagi tahun 2017 juga adalah 425,711 buah setakat 30 September 2017 berbanding 418,277 buah dalam tempoh yang sama tahun lepas.

Adakah ekonomi Malaysia menghadapi kemarau seperti yang didakwa?  Anda putuskan sendiri.

It Is Okay Being Racist If You Are A Minority

It is called “reverse racism” and among the ways it works is by making racist remarks against the majority claiming it is a reaction against oppression.

Yesterday I received a WhatsApp message that has been making its way around on the Internet purportedly sent by DAP’s people:

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Forgive me for getting technical with this but I have to endeavour to make people understand the background of this nation to understand the current situation we are in. I cannot possibly answer all the allegations above as I do not work for the government therefore I do not have all the data needed but I shall make references to publicly-available documents.

The Malay States were rich with tin and land for rubber plantations.  This led to the signing of treaties to enable the British to have a share of the wealth and the creation of British protectorates of the Federated Malay States (formed in 1895 with common institutions such as the State Constitution, and a Resident-General administering the states on behalf of, and answerable to the Sultans and Yam DiPertuan Besar as his salary was paid by them) and the Unfederated Malay States (C.D Cowan, 1961; Emily Sadka, 1968; Eunice Thio, 1969).

The economy was divided into two systems – tin mining and rubber plantations dominated by the Chinese, and peasant farming and inshore fishing conducted by the Malays (M Yusof Saari, Universiti Putra Malaysia, Malaysia; Erik Dietzenbacher and Bart Los, Univeristy of Groningen, The Netherlands – World Development, Volume 76, December 2015, pp. 311-328).

With the expansion of mining and rubber lands, the Malays got pushed back to the edges of primary forests, and away from economic wealth that both the Chinese and Indians were enjoying.

EW Birch, the 8th British Resident of Perak, recognized this dire situation and quickly proposed a policy of preserving the Malay land. The only way to him to preserve the Malay race was to “free them from the clutches of those people who now remit to Indian large sums of money, which they bleed from the (Malay) people.”

This later became the Malay Reservation Land Act which spirit is preserved in the Malaysian Federal Constitution. Even Sir Frank Athelstane Swettenham conceded that something had to be done to preserve the Malays. He wrote:

“In the Malay sketches contained in this and a previous volume, I have endeavoured to portray,…the Malay as he is in own country, against his own picturesque and fascinating background…The position he occupies in the body politic is that of the heir to the inheritance. The land is Malaya and he is the Malay. Let the infidel Chinese and evil-smelling Hindu from southern India toil, but of their work let some profit come to him.”

The Chinese and Indians brought over by the British were British subjects as far as the colonised parts of Malaya were (Pulau Pinang, Melaka and Singapore).  However, the ones in the Malay States were disinclined to give allegiance to the respective Sultans as they pledged allegiance to their homeland.

In 1911, the Malays made up 53% of the population. By 1931, they were already outnumbered and in 1941 formed only 41% of the population.  The Chinese community was at 43%, displacing the Malays as the dominant racial group. The Malays were in a disadvantageous position and this proved explosive in 1946 during the Bekor tragedy.  The Malays remained as the minority until 1970.

And if you think the Malays have done well since then, the table below will show that despite the NEP being in place, the income of the Chinese grew tremendously as compared to the Malays (M Yusof Saari, Universiti Putra Malaysia, Malaysia; Erik Dietzenbacher and Bart Los, Univeristy of Groningen, The Netherlands – World Development, Volume 76, December 2015, pp. 311-328):

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Allegation 1 – Of the Top 5 Banks, Only One is Non-Malay

The top five banks are Malayan Banking, CIMB, Public Bank, RHB Capital, and Hong Leong Financial Group.

If you see who the top 30 shareholders of Maybank are, you would see that they are mostly government investment agencies, or nominees especially by Citigroup. Citigroup is NOT Malay.  However, you would see that at Number 28, a private individual is an individual shareholder.  He is NOT Malay.

The top shareholders of CIMB as of 30 June 2015, are Khazanah Nasional – 29.34 %, Employees Provident Fund (EPF) – 17.51 %, Kumpulan Wang Persaraan (KWAP) – 3.61 % and Mitsubishi UFJ Financial Group – 4.61 %.

Public Bank, although third in the list, was the second largest bank in Malaysia by market capitalisation in September 2016.  Its major shareholder is Tan Sri Dato’ Sri Dr. Teh Hong Piow, who has a 23.79% stake in the bank as of 26 January 2016. Teh is also the bank’s founder and chairman. He is NOT Malay.

I can skip and go on to Hong Leong Financial group if you want to see the shareholding information.

Allegation 2 – 99% of PETRONAS Directors Are Malays

The DAP and Pakatan are famous for plucking numbers from the sky.

Two of 16 directors of PETRONAS are non-Malays so that makes 12.5%.  Therefore, only 87.5% are Malays. Now look at their respective background and tell me of they are not qualified to be there.

PETRONAS is a government-owned company. It is not an Ah Beng Enterprise (no reference to Lim Guan Beng) and the board is answerable to the Government on all matters.

Allegation 5 – 100% PETRONAS Contractors Are Bumiputeras

Bumi Armada is one of the largest suppliers of offshore support vessels, Floating Production, Storage and Offloading (FPSO) units, Floating Gas Solutions (FLNG/FSRU/FSU) to PETRONAS. It is an Ananda Krishnan company. Ananda Krishnan is NOT Malay.

Allegation 6 – Chinese Companies Must Have 30% Bumiputera Employees; Malay Companies Can Have 0% Chinese

Again, this is very racist and a blatant lie.

There is NO legal requirement that companies have to employ 30% Bumiputera.  Otherwise you will not get these racist advertisements:

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You are only required to show your Bumiputera equity be it 30%, 51% or 100% if you are tendering for a Bumiputera-open or Bumiputera-limited contracts.  That is EQUITY, not employees.

In reality too, most “Bumiputera” companies that tender for government contracts are actually Chinese-run companies that use Malay names on the license and application forms.  Malays are given 30% allocation while non-Malays have 70% but even the 30% has non-Malay participations.

They always claim that they are the “second-class” citizens of this country yet they are the ones who control the economy.

Do you think if policies are not in place they would care for the Bumiputeras?

And by saying Bumiputera, I mean the Malays and the natives of Sabah and Sarawak who are economically second-class citizens in their own land as the Chinese are the ones who dominate the economy there.

Allegations 7-10: Minimum Participation of Non-Malays in Government Sector

In 2014, the Royal Malaysian Police had had to lower the entry requirements to cater for the non-Malays – all they need to do is PASS the Bahasa Malaysia subject in their SPM exams.

Even that they cannot do.

In 2016, out of a force of 90,000, Indians made up 3.3% of the total while Chinese 1.77%. In 2016, the Royal Malaysia Air Force the non-Bumiputeras number about 5% of the total 15,000.

This is not due to the pay offered.  I don’t think they are interested to serve a Malay-majority government.

Allegation 13 – Kedah Chinese Rice Farmers Have To Sell To Malay-owned BERNAS

BERNAS is a company that regulates the supply and price of rice in Malaysia to deny millers exorbitant profit at the expense of end users.

BERNAS’s top 30 share holders in 2012 are as follows.  Note the solo individual top shareholder.  Again, he is NOT Malay.

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Allegations 19-22: Malay Schools versus Non-Malay Schools

First – THERE ARE NO “MALAY SCHOOLS.”  They are the National Schools where all children are supposed to go to, mix, learn and grow up together.  Most Chinese or Tamil schools are private schools and are self-funded.  That is why we see only a small chunk of the budget go towards the latter two.

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Now if we go back to the first paragraph of the WhatsApp message that I received, it is mentioned that the Malaysian government practices racial discrimination, yet the baseless allegations made that I am familiar with have been shot down.

We have seen also that because of their weakness in their command of the Bahasa Malaysia, a language they are supposed to have mastered after 60 years, they have failed to join the public sector. This is due to the fact that they refuse to learn anything that is not taught in their mother tongue.

They would rather that their children do not grow up with the children of the Malays or learn to speak the language that has always been the language of this land and is enshrined in the Federal Constitution as the language of the nation.

So who is it that wants segragation? Who is being racist?

NOT the Malays.

As for those who migrated from Malaysia, those are the free-riders with no loyalty whatsoever to the nation.  When the going gets tough, leave for seemingly easier life.  For those people, loyalty lies in the pocket.

If this government is being racist do you think that there would be vernacular schools? Do you think DAP’s Chen Man Hin would have made RM790 million from a government company?

So who is being racist here?  Obviously DAP itself.  Out of the 30 Central Executive Committee members there are only four Indians/Indian diaspora. one Malay and two Sabah/Sarawak Bumiputera.

Again, the rest are NOT Malays.